I wish I was taught how to manage money. I remember asking my mother about our family finances and she always said "none of your business".
I had no idea about bills, about credit, about saving, about spending.
Excuses. I could have taught myself. But I didn't know I had to learn. So now here I am, 35 and wanting to learn.
This is going to be a long long process.
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don't be a hater